Need an appraisal for an FHA-backed mortgage? Call O'Brien Appraisal GroupThe FHA publishes a list of approved appraisers for each state - O'Brien Appraisal Group is on the roster of approved appraisers for VA. If you have an FHA-insured loan, be sure to contact O'Brien Appraisal Group, as we are approved and certified to perform FHA reports. A certain amount of the periodic training our staff at O'Brien Appraisal Group undergoes deals precisely with comprehending the FHA's documentation and their rules and procedures. If you're in need of an report for an FHA loan, please contact us, and we'll be able to help you right away. The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA-insured loan, it means it is secured by them. None of the money in the loan is provided by the FHA; what the FHA does is ensure that the mortgage is insured in case the borrower defaults on his or her loan obligations. Available to all consumers, FHA loan programs are formed to assist credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans. Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. The loan programs that the FHA provides are incredibly beneficial to buyers with less starting capital. |